Enhanced RL and SRL Initiative

Participating Property Owners - Please click here to view the property owner information tracking spreadsheet that will be updated continually.

The County is moving forward with the development of a 2016 Flood Mitigation Assistance (FMA) application for elevations for interested and qualifying property owners.  Please click here to view the grant application inclusion criteria being applied by the County for this application effort. 

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As part of the 2016 Hazard Mitigation Plan Update Process, Cape May County is leading an effort to develop an 'Enhanced Repetitive Loss/Severe Repetitive Loss Property (RL/SRL) Strategy.' The purpose of this effort is to provide outreach to NFIP RL/SRL property owners within the County to identify interest in mitigation (e.g., elevation/acquisition), and to develop short- and long-term strategies to secure available grant funding to mitigate RL/SRL properties throughout the County.

In the near term, this effort shall be structured to develop a regional FEMA 2016 Flood Mitigation Assistance (FMA) grant application(s) to mitigate RL and SRL properties throughout the County, as resources permit. The FMA program provides 100% funding for SRL mitigation projects and 90% funding for RL mitigation projects. Click  In the near term, this effort shall be structured to develop a regional FEMA 2016 Flood Mitigation Assistance (FMA) grant application(s) to mitigate RL and SRL properties throughout the County, as resources permit. The FMA program provides 100% funding for SRL mitigation projects and 90% funding for RL mitigation projects. Click here for further information on the FMA program.

In late March 2016, communities are contacting RL and SRL property owners based on current NFIP records provided by the State and inviting them to participate in this effort. The County is offering two informational meetings for RL and SRL property owners to explain the programs and collect necessary information. Meetings are currently scheduled as follows:

  • April 9, 2016 - 10:30 a.m.: Ocean City Free Public Library, 1735 Simpson Avenue, Ocean City
  • April 16, 2016 - 10:30 a.m.: Wildwood City Hall, 4400 New Jersey Avenue, Wildwood

Property owners are requested to register for these meetings by going to the following website and completing the short registration form: https://www.surveymonkey.com/r/TXPL79D.

Click here for a copy of the presentation given at these meetings.

Property owners who wish to participate in this program are required to provide the following, and are encourage to provide these at the meeting (click on hyperlinks to access the documents):

At this meeting, you will receive information regarding this grant opportunity and steps moving forward to further develop the FEMA grant application.

Property owners need to be aware of the following conditions associated with this grant program:

  • This is a reimbursement program; thus property owners will be responsible for covering costs and then applying for reimbursement once the project is completed. The County is currently working with several local lending institutions that may be able to provide "bridge loans" for mitigation projects.
  • RL property owners will be responsible for the 10% "local share" of their mitigation project.
  • Properties mitigated using Federal mitigation grant funding are required to maintain NFIP flood insurance on the property in perpetuity. This flood insurance requirement becomes part of the property deed.

Resources:

Please continue to visit this site to obtain updated information on this offering.

All property owners who are interested in elevating their properties are strongly encouraged to get and provide estimates, which should be at no charge. There are a number of elements involved in a complete elevation project, including:

  • Architectural Design and Engineering
  • Utility Disconnects (electric, gas, water, sewer)
  • Elevation / Foundation / Fill / Carpentry
  • Electrical Finish Work
  • HVAC Finish Work
  • Plumbing Finish Work
  • Interior / Exterior Finish Work

While all elevation contractors will provide costs for the "lift," some may perform or manage (sub-contract) some or all of these steps. Be sure to understand what specifically is included in each estimate you receive, and ask each contractor for their advice on how to get estimates for the project elements that they are not bidding.

Click here to see an example of an estimate for a complete elevation project.

Your municipal building department may be able to provide a list of local general contractors and/or elevation contractors who are experienced with managing complete elevation projects.