2017 FMA Grant Program

Ocean City is working directly with Sea Isle City, Stone Harbor, North Wildwood, West Wildwood and Upper Township to develop and submit a FEMA Flood Mitigation Assistance (FMA) Grant Program application for the elevation of repetitive loss (RL) and severe repetitive loss (SRL) properties.  The FMA program provides 100% funding for eligible SRL elevation projects and 90% for eligible RL properties.  SRL elevation projects and 90% for eligible RL properties.  Click here for further information on the FMA program. 

In mid-August, communities are contacting RL and SRL property owners, based on current NFIP records provided by the State, inviting them to participate in this effort.  Ocean City is offering one informational meeting for RL and SRL property owners to explain the program and collect required information.  The meeting is currently scheduled for Saturday, September 9th at 10am at the Ocean City Tabernacle (550 Wesley Ave, Ocean City, NJ).  At this meeting you will receive information regarding this grant opportunity and steps moving forward to further develop the FEMA grant application.  A copy of the presentation presesnted at the meeting can be found here.

Property owners who wish to participate in this program are required to provide the following, and are encouraged to provide these at the meeting (click on the hyperlinks to access the documents):

*The names and signatures of ALL owners on the current property deed required on this form

All required information is due by Thursday, September 14, 2017.

We encourage property owners to get formal quotes from qualified elevation contractors, and continue to coordinate with your community so that you will be able to move forward expeditiously once the grant is fully approved and the community provides you with formal notice to proceed.

Property owners need to be aware of the following conditions associated with this grant program:

  • This is a reimbursement program; thus property owners will be responsible for covering costs and then applying for reimbursement once the project is completed. The County is currently working with several local lending institutions that may be able to provide "bridge loans" for mitigation projects.
  • RL property owners will be responsible for the 10% "local share" of their mitigation project.
  • Properties mitigated using Federal mitigation grant funding are required to maintain NFIP flood insurance on the property in perpetuity. This flood insurance requirement becomes part of the property deed.

Please continue to visit this site to obtain information on this grant application..